Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the Affordable Care Act for healthinsurance.org.
You can also click through the sellers profile to learn more about them and see their seller ratings.
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†The locations and coverage shown in this map are approximate and shown for descriptive purposes only. Locations and coverage may be changed or updated at any time, for example in accordance with Department of State restrictions.
This includes people who are self-employed, people who are employed by a small business that doesn’t offer health benefits, and people who have retired before age 65 and are thus too young to be covered by Medicare.
Also, you should visit the Health Insurance Marketplace® website at HealthCare.gov if: You want to select a catastrophic health plan. You want to enroll members of your household in dental coverage. [The plans offered here do not offer pediatric dental coverage and you want to choose a QHP offered by a different issuer that covers pediatric dental services or a separate dental plan with pediatric coverage.
An HMO — Health Maintenance Organization — gives you a range of benefits for a prepaid monthly fee. The plan focuses on wellness, prevention and treatment within a network of providers.
For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. By responding to this offer, you agree that a representative may contact you.
By Les Masterson Information provided on Forbes Advisor is for educational purposes only. Your financial situation b2b marketplace is unique and the products and services we review may not be right for your circumstances.
Exclusive provider organization (EPO): EPO insurance plans are similar to HMOs. You have to stay within a plan’s network to get care covered. But you don’t need a referral from your primary care doctor to see a specialist if you have an EPO.
An individual health insurance policy purchased on or before March 23, 2010. These plans weren’t sold through the Marketplace, but by insurance companies, agents, or brokers. They may not include some rights and protections provided under the Affordable Care Act.
We offer a variety of Individual & Family ACA exchange marketplace Marketplace plans that are classified into 5 plan categories. Within these categories, “metal” levels tell you how costs are divided between you and UnitedHealthcare.
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